IOB Recruitment 2026 is a major lateral officer hiring drive by Indian Overseas Bank (IOB), with 291 vacancies across Generalist and Specialist Officer posts in JMGS-I, MMGS-II and MMGS-III. The notification is Advertisement No. HRDD/RECT/04/2026-27, dated 28 August 2026.
Important deadline: the Bank’s recruitment schedule states that online registration and fee payment run from 29 August 2026 to 15 September 2026. Some third-party job pages have displayed 29 September as the closing date, but candidates should follow the Bank’s notified 15 September deadline unless IOB publishes a later corrigendum or extension.
This is not a typical fresher recruitment. The 14 advertised post codes require post-qualification experience, although the qualification, age band and experience requirement differ substantially by post. The largest blocks are Manager (Branch Management) with 100 vacancies and Manager (IT) with 65 vacancies.
IOB Recruitment 2026: Quick Overview
| Particular | Details |
|---|---|
| Organisation | Indian Overseas Bank (IOB) |
| Recruitment | Generalist and Specialist Officers |
| Advertisement | HRDD/RECT/04/2026-27 |
| Total vacancies | 291 |
| Scales | JMGS-I, MMGS-II and MMGS-III |
| Application mode | Online |
| Registration period | 29 August to 15 September 2026 |
| Crucial eligibility date | 1 August 2026 |
| Selection | Online Examination + Interview |
| Final merit weightage | 80% Online Examination + 20% Interview |
| Posting | Anywhere in India, subject to Bank requirements |
IOB Vacancy 2026: Post-Wise 291 Seats
The current notification distributes the 291 vacancies across 14 post codes. Manager (Branch Management) is the only generalist post; the remaining positions are specialist roles covering IT, information security, credit, risk, database, network, cyber security and security.
| Post | Scale | Vacancies |
|---|---|---|
| Manager – Branch Management | MMGS-II | 100 |
| Manager – IT | MMGS-II | 65 |
| Manager – Information Security | MMGS-II | 5 |
| Manager – Information Security Audit | MMGS-II | 5 |
| Senior Manager – IT | MMGS-III | 10 |
| Senior Manager – Information Security | MMGS-III | 3 |
| Senior Manager – Information Security Audit | MMGS-III | 2 |
| Senior Manager – Database Administrator | MMGS-III | 10 |
| Senior Manager – Network Administrator | MMGS-III | 5 |
| Senior Manager – Cyber Security Administrator | MMGS-III | 5 |
| Manager – Credit | MMGS-II | 35 |
| Senior Manager – Credit | MMGS-III | 15 |
| Senior Manager – Risk | MMGS-III | 6 |
| Assistant Manager – Security | JMGS-I | 25 |
| Total | 291 |
Who Can Apply for IOB Recruitment 2026?
Eligibility is post-specific. A common mistake is to read the headline “291 vacancies” and assume that a general graduate can apply to all 14 posts. That is not the case. The notification requires a combination of age, educational qualification and relevant post-qualification experience, and the requirements must be satisfied as on 1 August 2026.
Manager – Branch Management
This is the largest single vacancy group with 100 posts. Candidates need a graduation degree in any discipline and at least 3 years of experience as an officer in a scheduled public or private sector bank, including at least 2 years in branch banking. The notified age band is 23–33 years as on 1 August 2026.
Manager – IT
The Manager IT post has 65 vacancies. The qualification is technology-oriented, with accepted routes including relevant BE/B.Tech, MCA or MSc-level computer/IT qualifications, along with the prescribed IT experience. The reported requirement includes 5 years of IT experience, including relevant banking/BFSI exposure.
Information Security, Cyber Security, Database and Network Roles
The specialist posts require relevant professional education and experience in the specific technical domain. Candidates should therefore match their actual work profile to the post’s detailed experience wording rather than relying on a broad label such as “IT experience.” Information security testing, security audit, database administration, network administration and cyber-security administration are treated as distinct areas in the vacancy structure.
Credit and Risk Roles
IOB has 35 Manager – Credit, 15 Senior Manager – Credit and 6 Senior Manager – Risk vacancies. These roles are aimed at experienced professionals whose educational and work backgrounds match the relevant banking, finance, credit or risk requirements in the advertisement.
Assistant Manager – Security
The 25 Assistant Manager – Security vacancies have a different eligibility route. The post is intended for candidates with the specified service background in the armed forces, paramilitary forces or police and has a wider age band than the regular manager roles. Candidates should read the exact service and discharge requirements in the notification before applying.
IOB Recruitment Age Limit 2026
There is no single age limit for all 291 vacancies. The notified bands vary by post, with reported limits ranging from the early 20s to 45 years. Age is reckoned as on 1 August 2026. Eligible reserved-category and other specified candidates receive relaxation under the applicable rules.
For the complete post-wise DOB and relaxation treatment, see the site’s dedicated Indian Overseas Bank Generalist Specialist Officer Age Limit 2026 guide.
IOB Recruitment 2026 Application Dates
| Activity | Date |
|---|---|
| Advertisement | 28 August 2026 |
| Online registration starts | 29 August 2026 |
| Online registration closes | 15 September 2026 |
| Fee payment window | 29 August to 15 September 2026 |
| Online examination | To be announced by IOB |
| Interview | After the examination/shortlisting process |
Deadline warning: multiple job websites have displayed 29 September 2026, but current reporting based on the bank’s notified schedule identifies 15 September 2026 as the application deadline. Do not wait for the later date unless IOB itself publishes an official extension.
IOB Recruitment Application Fee 2026
The reported application fee is ₹1,000 for candidates other than SC, ST and PwBD candidates. SC, ST and PwBD candidates pay ₹175 as intimation charges, inclusive of GST, according to the recruitment details. The fee is non-refundable.
IOB Recruitment Selection Process 2026
The selection process consists of an Online Examination followed by a Personal Interview. The final merit list uses an 80:20 weightage between the online examination and interview. The Bank may apply the process specified in the detailed notification for the individual post and can make administrative changes as permitted by the recruitment rules.
Online Examination
The examination is designed to assess candidates against the requirements of the post for which they have applied. Because the recruitment covers very different functions, candidates should prepare from the exact post-specific examination information in the notification rather than assuming that the paper will be identical for every role.
Interview
Applicants who qualify through the examination/shortlisting stage proceed to interview according to the notified process. The interview is important, but its final-merit contribution is lower than the online examination because the final weighting is 80% examination and 20% interview.
IOB Officer Salary and Pay Scales
The advertised officer scales cover three grades. Reported basic-pay ranges are approximately ₹48,480–₹85,290 for JMGS-I, ₹64,820–₹93,960 for MMGS-II and ₹85,920–₹1,05,280 for MMGS-III, before applicable allowances and deductions.
The actual monthly in-hand amount depends on grade, posting, applicable allowances, deductions and the employee’s individual circumstances. Candidates should therefore distinguish between the published basic-pay scale and take-home salary.
Is IOB Recruitment 2026 Suitable for Freshers?
No, not in the ordinary sense. This notification is aimed at experienced professionals. The vacancy notice requires post-qualification experience for the advertised positions, with the required experience differing by role. The 100 Branch Management vacancies, for example, require prior banking-officer experience, while technical specialist posts demand relevant professional experience.
This makes the recruitment particularly relevant to candidates already working in banking, IT/BFSI, information security, credit, risk, database, networking, cyber security or specified security services.
How to Apply for IOB Recruitment 2026
- Open the official Indian Overseas Bank website and go to the Careers/Recruitment section.
- Locate Advertisement No. HRDD/RECT/04/2026-27.
- Read the detailed notification and identify the single post or posts for which your age, qualification and experience match.
- Prepare the required photograph, signature and supporting documents.
- Register online and enter your personal, educational and professional information exactly as shown in your documents.
- Upload the required documents in the prescribed format.
- Pay the applicable fee/intimation charges online.
- Review the completed application carefully before final submission.
- Submit the form before 15 September 2026 unless IOB officially changes the schedule.
- Download and preserve the application form, payment receipt and registration details.
Official Indian Overseas Bank website · IOB recruitment application portal
Documents to Keep Ready
- Recent photograph and signature in the required format.
- Proof of date of birth.
- Degree and other educational certificates relevant to the selected post.
- Marksheets or equivalent academic records where required.
- Detailed experience certificates showing the employer, role, period and relevant work.
- Category/PwBD or other supporting certificates where applicable.
- Service/discharge documents for the Assistant Manager – Security route, where applicable.
Important Things to Check Before Paying the Fee
1. Do not treat this as a fresher notification
Experience is a central eligibility requirement. If you do not have the required post-qualification experience, applying simply because you meet the educational qualification is risky.
2. Check the eligibility date
Age, qualification and experience are tied to the notified cutoff date of 1 August 2026. Do not substitute your application date for the eligibility date.
3. Match experience to the exact post
“IT experience” or “banking experience” is not automatically sufficient for every specialist position. Read the detailed experience language for the specific post code.
4. Do not rely on the 29 September date appearing on some websites
The safer approach is to use the bank’s notified 15 September 2026 closing date unless an official extension is published.
5. Choose the post carefully
The application fee is non-refundable, and the posts have materially different qualifications and experience requirements. A wrong post choice can make an otherwise strong application ineligible.
IOB Recruitment 2026: Practical Eligibility Checklist
| Check | What to confirm |
|---|---|
| Post code | Correct Generalist or Specialist Officer role |
| Age | Post-specific age band on 1 August 2026 |
| Qualification | Exact degree/professional qualification required for the post |
| Experience | Required post-qualification experience in the specified domain |
| Category | Relaxation/reservation documents, if applicable |
| Fee | Correct payment amount and successful receipt |
| Deadline | 15 September 2026 unless officially extended |
| Application proof | Saved final application and payment records |
Frequently Asked Questions
How many vacancies are there in IOB Recruitment 2026?
There are 291 vacancies across 14 Generalist and Specialist Officer post codes in JMGS-I, MMGS-II and MMGS-III.
What is the last date to apply for IOB Recruitment 2026?
The notified online registration and fee-payment deadline is 15 September 2026. Candidates should rely on an official IOB extension if the schedule changes.
What is the age limit for IOB Recruitment 2026?
It varies by post. The recruitment uses post-specific age bands, with eligibility reckoned as on 1 August 2026. See the site’s dedicated IOB Generalist/Specialist Officer age-limit guide for the detailed DOB treatment.
Can freshers apply for IOB Generalist/Specialist Officer Recruitment 2026?
The notification is designed for experienced candidates. Each advertised post has a prescribed experience requirement, so candidates should check the exact post code before applying.
What is the selection process?
Selection is through an online examination followed by an interview, with final merit weighted 80% to the examination and 20% to the interview.
What is the application fee?
The reported fee is ₹1,000 for candidates other than SC/ST/PwBD and ₹175 as intimation charges for SC/ST/PwBD candidates, inclusive of GST.
Where will selected candidates be posted?
The recruitment is for positions that may be posted anywhere in India according to the Bank’s requirements.
Final Takeaway
IOB Recruitment 2026 is best viewed as an experienced-officer hiring drive, not a general graduate recruitment. The 291 vacancies are spread across branch management, IT, information security, credit, risk, database, network, cyber security and security functions, but each post has its own eligibility conditions.
The most important action point is the application deadline: 15 September 2026. Before paying the fee, verify the exact post code, age on 1 August 2026, educational qualification and relevant post-qualification experience. Also keep the notified deadline in mind because some third-party pages have displayed a later 29 September date that does not match the current reported bank schedule.
For the age-specific side of this recruitment, continue with the site’s IOB Generalist Specialist Officer Age Limit 2026 guide. For the latest recruitment status, corrigendum, examination information or extension, always check IOB’s official website and recruitment notice.
Sources: Indian Overseas Bank official website and recruitment material; supporting current reporting from Employment/education news sources. Official IOB site: iob.bank.in.
